Tough decision you have. I would really opt to move the Volvo out of the stable. The X5 is......well it's a BMW. You definitely won't be disappointed. Have you considered the X6? It could be a good compromise between the X5 and the 650. Whatever you decide, good luck and make X5World a favorite on your PC. It's by far the best BMW forum on the web. As you can see, the gang still let's me hang
.......Phil